---

The Earned Income Tax Credit (EITC)

The Earned Income Tax Credit (EITC) is a federal income tax credit set aside by the Federal Government to aid low-to-moderate income workers who are eligible to claim EITC credit.

Target Audience - Earned Income Tax Credit:
Family/single w/no child, income < $18,440 – Refund up to $ 457*
Family/single w/1 child, income < $40,463 – Refund up to $3,043*
Family/single w/2 children, income < $45,295 – Refund up to $5,028*
Family/single w/3 children, income < $48,279 – Refund up to $5,657*
*Numbers are for married filing jointly; for income limit for single, subtract $5,000

It reduces the amount of tax owed, and may be returned in the form of a refund.

---

An Individual Development Account

An Individual Development Account is a matched savings program to help qualifying participants save towards a home, education, or business goal.

Target Audience - Individual Development Accounts
Household Size	Income Limit
1	$ 21,600
2	$ 29,140
3	$ 36,620
4	$ 44,100
5	$ 51,580
6	$ 59,060
7	$ 66,540
8	$ 74,020
*For family units of more than 8 members, add $3,740 for each additional member.

---